Categories Who comes up with these ideas? The intellectuals need to find some way of organising the way ahead. It's always hard to find the source of the decision. It was the result of the Christchurch earthquakes where categories arose. Red zone was the worst area for damage.The point of no return.The end result of a great shakedown where no one could see a future. It would lead to despair and weeds .Loss of futures.Loss of hope.The end of dreams and a full stop on life at tthis juncture. It is a small part of a lifetime but a large imposition on life and emotions.A shattering period of disbelief and bewilderment. Categories ae the wrong way to confront the after effects of disaster. Every persons situation is different. Every person is different. Slamming all into a category is like herding them in one direction. As a community we live our lives according to those rules some observe ,some don't thus some become insured some don't.